Saves 0+ hours per caseFree AI-powered dispute lettersFree analysis — no credit card needed

Built for Shopify, Stripe & PayPal Sellers

Stop Losing Chargebacks You Should Be Winning.

Most merchants lose chargebacks not because they lack evidence — but because they present it wrong.

Upload your screenshots. Our AI builds a bank-ready dispute response in 60 seconds.

or See a real $131 case comparison →

Bank-Ready Format Ready in 60 Seconds No Credit Card Required Free Case Analysis
Real dispute response letter — Coastal Home Decor, $247.50 recovered
✓ $247.50 Recovered — Real Shopify Case

Why Most Merchants Lose

It's not the evidence — it's how you present it.

Hire on Fiverr

$50–200

Wrong dispute type = automatic loss. Generic templates don't match your reason code.

Write It Yourself

3–5 hours

Researching formats, organizing evidence, hoping the structure is what banks expect.

ChargebackWin

60 seconds

Bank-ready format. Matched to your reason code. Evidence organized with exhibit labels.

How It Works

Step 1

Tell Us Your Dispute Type

Select what your customer is claiming, or enter your reason code. We'll match it to the right defense strategy automatically.

Step 2

Upload Screenshots — We Do the Rest

Drop your Shopify, Stripe, or PayPal screenshots. Our system automatically extracts order numbers, amounts, AVS/CVV results, tracking numbers, and 30+ other fields. No forms to fill out.

Step 3

See Exactly What's Missing

Real-time win rate based on Visa & Mastercard dispute standards. Shows exactly which evidence would boost your odds — e.g. "Add delivery confirmation → +25%". Every scoring rule is traceable to card network guidelines.

Step 4

Download & Submit

Get your complete response as PDF + Word — formatted for your platform with a step-by-step submission guide.

Real Case: Same Evidence, Different Outcome

We analyzed a real $131 Shopify dispute scenario and compared a typical DIY response with ChargebackWin's output.

LOSTWhat the merchant submitted

To whom it may concern,

The order was shipped via USPS and tracking shows it was delivered. Please see attached screenshot.

Sincerely, The Merchant

What went wrong

Responded to a fraud dispute with shipping proof — completely wrong evidence type
Only 1 file submitted (USPS tracking screenshot)
No payment verification data (AVS match, CVV match)
Never contacted the customer before or after the dispute
3-sentence letter with no structure or exhibit labels
Result: Lost $131.44 + $15 fee
WINWhat ChargebackWin generates

Re: Dispute for Order #WB-10247 — $131.44

Dear Dispute Resolution Team,

We present the following evidence demonstrating this transaction was authorized and fulfilled. AVS: Full Match. CVV: Verified. Delivery confirmed Mar 15, 2026...

[...9 exhibits, 3 pages, transaction invoice included]

Evidence package includes

Exhibit A — Order details with AVS/CVV verification (Full Match)
Exhibit B — USPS tracking with delivery confirmation (Delivered Mar 15)
Exhibit C — Proactive refund record ($47.49 for out-of-stock item)
Exhibit D — Shipping notification email sent to customer
Exhibit E — Merchant outreach email + no customer response
Exhibit F — Dispute type analysis (fraud vs. not received vs. not as described)
Exhibit G-I — Product pages, return policy, payment verification
Transaction Invoice — Complete transaction data summary
Result: $131.44 recovered
Dispute Analysis Tool

Let's identify your dispute

Choose your platform, then tell us about your chargeback. We'll match it to the right defense strategy.

1Platform
2Identify

See What You Get

From screenshot upload to bank-ready response — in under 60 seconds.

Smart Evidence Extraction

Smart Evidence Extraction

Automatically extracts 30+ data fields from your screenshots — order numbers, tracking info, AVS/CVV results, and more.

Real-Time Win Rate

Real-Time Win Rate

Real-time win rate with actionable improvement tips — "Add delivery confirmation → +25%".

Bank-Ready Response

Bank-Ready Response

Bank-ready response with labeled exhibits — download as PDF or Word, ready to submit.

How We Compare

See exactly what you get with each option — no surprises.

FeatureChargebackWinChargeflowFiverrDIY
Cost$19.90 flat (Pro 3-pack: $49.90)25% per case (no cap) — $200 case = $50 fee$50–200 per letterFree (your time)
Hidden FeesNone$100 setup hold (undisclosed) + 8% cancellation fee (buried in ToS)Rush fees possibleTime cost
Speed60 seconds24–48 hours2–3 days3–5 hours
Evidence CollectionUpload screenshots → auto-extracts 30+ fields from any platformAPI auto-pull (requires store authorization)You gather & send to writerYou gather everything
Improvement Tips"Add X → win rate +25%" — item by item
Win Rate EstimateFree, real-time, updates as you uploadChargeScore (paid, inside system)
Visa CE 3.0 FormatYesYesDepends on writerUnknown format
Reason Code MatchingAuto-detected, strategy adapts per codeYesOften wrong categoryUnfamiliar
PlatformsShopify / Stripe / PayPalMultiple (API integration required)Depends on writerAny
Free PreviewFull flow free — see score + letter preview before payingN/A
Refund Policy7-day full refund, no questionsNo (8% cancellation fee)Depends on sellerN/A

What Chargeflow users actually say

Since we implemented this app, we lost all the chargebacks we got. Before we used to win 30-40%.

Shopify App Store review

Chargeflow submitted my chargeback before their own 5-day evidence window closed, so my proof was never included.

Shopify App Store review

Promises full automation but delivers something half-baked — auto replies before cases are reviewed.

Trustpilot review

100% Free — No Hidden Fees

Sign in with Google to unlock your full response letter. No credit card required, no surprise charges.

Your evidence is encrypted and never shared with third parties.

Your Response Deadline Is Counting Down.

Shopify gives you 7 days. Stripe gives you 21. Don't spend 5 of those days figuring out what to write.

Free analysis — no credit card required

No sign-up required · Bank-ready format · Results in 60 seconds

Built on Visa & Mastercard dispute standards
Average generation time: 47 seconds
256-bit SSL encrypted · Your data is never shared
David

David · Dispute Specialist

AI-powered support

David

Hi! I'm David. How can I help?

Ask about pricing, evidence, or how to fight your chargeback.